Frequently Asked Questions
What is seller financing?
The current owner acts as the lender. You make a down payment and monthly payments directly to the seller on agreed terms, instead of getting a bank mortgage.
Do I need good credit?
No. We do not run credit checks, verify income or do background screening.
How much is the down payment?
It depends on the home and is listed on each property page. Many homes need a few thousand dollars or less.
Can I see a home first?
Yes. Request a showing from any listing and we will set a time.
How fast can I move in?
Once you choose a home and sign the paperwork, it can take as little as a few days.
Are homes sold as-is?
Yes. Prices reflect each home’s current condition and the seller will not make repairs, so please inspect carefully. You are welcome to bring a contractor or licensed inspector to your showing.
Is this rent to own?
No. With seller financing you buy the home and hold an ownership interest under your agreement, rather than leasing with an option to buy later.
Who pays taxes and insurance?
This is set in your agreement. Often the monthly payment includes an amount for taxes and insurance that the seller pays on your behalf.
Ready to find your home?
Browse what is available today, or reach out and we will help you find one that fits your budget.