Step 1: Know your monthly number
Start with what you pay in rent today. Add a cushion for repairs and utilities. That is the payment range to look for.
Step 2: Save the down payment
Seller-financed homes often need only a few thousand dollars down. Each listing shows the exact amount.
Step 3: Tour and inspect
Homes are sold as-is. Walk the property, check the roof, plumbing, electrical and heating, and bring a contractor or inspector if you can.
Step 4: Review the agreement and close
Read the terms, ask questions, sign and pay your down payment. Then the keys are yours.
Common questions
Do I need a real estate agent?
You can buy directly from us without one. You are always welcome to bring an agent or attorney.
How long does it take?
Once you choose a home and sign, it can take as little as a few days.
See homes you can buy this way
Every listing shows the price, the down payment and the monthly payment up front.
View Available Homes